Korean credit · on-chain verification
root64 brings underwritten Korean loan assets to global investors — with every cash movement and balance recorded on a public chain you can independently verify.
Why root64
Institutional investors face three structural frictions when underwriting Korean credit. We built the platform to retire all three.
Investors can't independently verify what's in the pool — they receive a PDF and a promise.
SPCs, trustees, offshore vehicles stack up. Each layer is a place where reality and reporting drift.
Weekly NAV, monthly PDFs, no real-time view. Decisions are made on data that's already stale.
The Platform · two pillars
We cross-check the underlying assets and let you verify.
The SPC trustee publishes every cash movement and outstanding balance to a public chain. Independent channels — bank APIs, public registries — cross-check the record continuously. You verify the pool, not our PDF.
We issue tokens against the investment via our Hong Kong vehicle — tokens are units, and the Ethereum ledger is the unit register.
Assets to be delivered
Broader Korean credit universe onboarding through the rest of 2026.
| Asset type | Typical structure | Availability |
|---|---|---|
| Real-estate-secured consumer loans | Licensed Korean lender · direct origination | live |
| Securities-account-collateralized loans | Brokerage partner · collateralized | live |
| Rental Car-backed loans | Fleet operator · asset-backed | soon |
| Real-estate-secured loans, partner lenders | Licensed Korean lenders · pipeline | soon |
| Commercial real-estate loans | Partner originators · structured | soon |
| Receivables-backed loans | Corporate counterparties | soon |
Get in touch
We're onboarding a limited set of institutional investors for the beta phase. Reach out and we'll respond in a jiffy.
Contact the teamhello@root64.io