What did 8percent and Kaia announce?

They announced a partnership to build cross-border investment infrastructure for Korean loan assets — tokenizing the right to receive principal and interest on 8percent's loan claims and connecting them to Kaia's global investor network. Kaia's Yield8 fund is the first cross-border investor to take part in the programme.

Is this an offer to invest in root64?

No. This post is an announcement for general information only. It is not an offer, a solicitation, or investment advice, and access to any future instrument is limited to professional investors.

What assets does the investment actually touch?

Principal-and-interest receivables (원리금수취권) on Korean loans originated by 8percent, held in a Korean special-purpose company. The economic asset is the loan's repayment stream, not ownership of the borrower or of any physical collateral.

Where can I read more about Yield8?

Kaia publishes details of Yield8 and its portfolio through its own channels. root64's role in the partnership is the verification and structuring layer for the underlying Korean loan assets.

Kaia's Yield8 becomes the first cross-border investor in root64's Korean loan-asset programme

Q: Is root64's Hong Kong tokenization tier live?

No. The Hong Kong tier that would issue transferable tokens to professional investors is planned and contingent on regulatory clearance; it is not yet formed. What is live today is the Korean asset-holding layer; the on-chain verification layer is being built.

What was announced?

8percent — the licensed Korean online lender behind root64 — and Kaia, a Layer-1 blockchain focused on stablecoin settlement and on-chain finance across Asia, have partnered to build cross-border investment infrastructure for Korean loan assets. The arrangement tokenizes the right to receive principal and interest (원리금수취권) on 8percent’s loan claims and connects them to Kaia’s global investor network, with 8percent responsible for asset screening and supply and Kaia providing the blockchain, tokenization, and settlement layer (Edaily, 21 Apr 2026; Bloomingbit, “Kaia, Eight Percent Team Up on RWA Platform Tied to Korean Loan Claims”).

Through that channel, Kaia’s Yield8 fund has become the first cross-border investor to take part in the 8percent loan-asset programme that root64 makes verifiable on-chain.

Who is Kaia, and what is Yield8?

Kaia is a Layer-1 blockchain for stablecoin settlement and on-chain finance across Asia. Kaia Investment Partners (KIP) launched Yield8 as its first tokenized private-credit fund — an on-chain route into Asian private-credit opportunities that have historically sat behind institutional-only access (Kaia, “KIP launches Yield8”, 21 Apr 2026; Electronic Times (etnews), 22 Apr 2026).

What is root64’s role in this?

root64 is the real-world-asset platform built by 8percent (see What is root64?). Its role in this partnership is the verification and structuring layer, not the marketing of a return:

The underlying assets are principal-and-interest receivables (원리금수취권) on 8percent’s Korean loans — see What is a “right to receive principal and interest”?.
They are held in a Korean special-purpose company, structured so investors take the credit risk of the underlying assets rather than of the originator — see How root64 holds Korean loan assets.

A Hong Kong tokenization tier that would issue transferable tokens to professional investors is a planned next phase and is contingent on regulatory clearance; it is not yet formed.

Why does this matter?

Korean alternative credit has long been hard for global investors to reach — the barriers are structural, not just informational (see Korean private credit, explained). This is the first time external, cross-border capital has been connected to 8percent’s loan assets through the structure root64 verifies. It is a concrete step from a transparency-first foundation toward the planned tokenized-access tier — assets made checkable first, then opened to broader participation.

What happens next?

The Korean asset-holding layer is live today; the on-chain verification layer is being built, and the Hong Kong tokenization tier is a planned next phase contingent on regulatory clearance. As that verification layer comes online, root64 will publish on-chain records of the underlying assets, and further detail on the Yield8 allocation is published by Kaia through its own reporting.

Figures and terms relating to Yield8 are published by Kaia. The Hong Kong tokenization tier referenced here is planned, not yet formed, and contingent on regulatory clearance.