Research & insights
Primers — concept explainers on Korean alternative credit and tokenization.
What is title insurance (권원보험), and why does root64 require it on real-estate collateral?
Title insurance protects a lender against losses from defects in a property's title — forgery, double-selling, undiscovered prior claims. Here is what it covers, how it backstops a mortgage in Korea, and why root64 requires it on every real-estate-secured loan.
Jun 15, 2026 · 8 min read
PrimerHow can foreign investors access Korean loan assets?
Foreign investors cannot buy Korean loan assets directly in Korea. Access requires a structure that keeps the assets in Korea and connects capital from outside it. Here are the three conditions that have to be met, and what is live today versus planned.
Jun 12, 2026 · 10 min read
PrimerKorea's P2P lending law: the Online Investment-Linked Finance Act, explained
A plain-English guide to Korea's P2P lending law — the Online Investment-Linked Finance Act — including what it requires of platforms, how it protects investors, and why it shapes how global investors can access Korean loan assets.
Jun 12, 2026 · 6 min read
PrimerKorean private credit, explained for global investors
Korean private credit is a large, regulated, but hard-to-access market for foreign capital. Here is what it is, how it is regulated, why global investors can't easily buy in, and how an offshore on-chain structure bridges the gap.
Jun 12, 2026 · 7 min read
PrimerWhat is the right to receive principal and interest, explained
The right to receive principal and interest (원리금수취권) is a Korean legal right to collect the principal and interest of a peer-to-peer loan. This post defines it under the Online Investment-Linked Finance Act, distinguishes it from a 'loan receivable,' compares it to loan participation, and explains who can hold it and why it matters for root64.
Jun 12, 2026 · 7 min read
PrimerWhat is root64? Korean alternative credit, verifiable on-chain
root64 is 8percent's real-world-asset platform: it records the cash flows of Korean loan assets on Ethereum so professional investors can verify them independently — before any token is issued.
Jun 12, 2026 · 6 min read